all about medical
 Date : 6/17/2018 
 Bank Loan
 Allahabad Bank
 Andhra Bank
 Bank of Baroda
 Bank of India
 Bank of Maharashtra
 Bank of Rajasthan
 Canara Bank
 Catholic Syrian Bank
 Central Bank of India
 Corporation Bank
 Dena Bank
 Dev. Credit Bank
 Federal Bank
 IDBI Bank
 Indian Bank
 The J & K Bank
 Karnataka Bank
 Lakshmi Vilas Bank
 Lord Krishna Bank
 Nedungadi Bank
 Punjab National Bank
 Punjab & Sind Bank
 State Bank of
         Bikaner & Jaipur
 State Bank of
 State Bank of India
 State Bank of Indore
 State Bank of
 State Bank of    
 State Bank of
 Syndicate Bank
 UCO Bank
 United Bank of India
 United Western Bank
 Vijaya Bank
 Vysya Bank


The scheme extends a helping hand to meritorious students desirous of pursuing basic/higher/professional/technical education either in India or abroad.

Courses Eligible
Studies in India
  School education including plus 2 stage.
  Graduation courses: BA, B.Com., B.Sc., etc.
  Post Graduation courses: Masters & Ph.D.

Professional courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Computer etc.

  Computer certificate courses of reputed institutes accredited to Dept. of Electronics or institutes affiliated to university.
  Courses like ICWA, CA,CFA, etc.
  Courses like IIM, IIT, IISc, XLRI, NIFT, etc.
  Courses offered in India by reputed foreign universities.
  Evening courses of approved institutes.
  Other courses leading to diploma/degree etc. conducted by colleges/universities approved by UGC /Govt. /AICTE /AIBMS /ICMR etc.
  Courses offered by National Institutes and other reputed private institutions . Banks may have the system of appraising other institution courses depending on future prospects/recognition by user institutions.
Studies abroad
  Graduation: For job oriented professional/technical courses offered by reputed universities.
  Post Graduation: MCA, MBA, MS etc.
  Courses conducted by CIMA-London, CPA in USA etc.


Applicant must have secured admission to professional/technical course through Entrance Test/Selection Process.
Secured admission to foreign University / Institution.
No maximum or minimum income is prescribed for parents/family.


Quantum of loan
  Need based finance subject to repaying capacity of parents/students with following ceilings :
Studies in India Maximum Rs.7.50 lac
Studies Abroad Maximum Rs.15 lac.


Expenses considered for loan:
The loan amount under the scheme would be for meeting the following expenses :
Course Fees
Hostel/Boarding Fees including caution deposit/building fund etc.
Books, Stationery & Equipment required for the course, including Computers.
Examination/Library/Laboratory fees.
Travel Expenses/Passage for studies abroad.

  No security and no margin are required for loans upto Rs.4 lac. There is also no processing fee/upfront charge.

Since the rules, regulations, eligibility conditions, repayments and interests rates etc. are revised by the banks from time to time in keeping pace with the changing capital market conditions, students and parents are advised to thoroughly check the terms and conditions of educational loan scheme on offer at the time of application.

Head Office
10, B T M Sarani, (Braboume Road)
Kolkata - 700 001
Gen: 033-2254280, Fax: 033-2253986


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